High interest and no service charge equal no worries.
With a Grand Yield Savings Directsm account, you earn a variable 2.75% annual percentage yield (effective 05/01/08) on your savings everyday. Your money is FDIC insured to applicable limits, making your account a secure and worry-free investment that is also liquid and flexible.
Every dollar earns interest.
There is a $2,500 deposit required to open your Grand Yield Savings Direct account and just $1.00 is needed in your account at all times to earn our high rate (currently 2.75% APY). The account is a tiered-rate account, (see "How do you calculate interest?") presently paying the same rate on all tiers. For more details, please see the account disclosure.
No service charges. No penalties. No worries!
Interest on every single dollar in your Grand Yield Savings Direct account will simply add up because there are no hidden costs or service charges that may reduce your earnings. So don't worry about giving it back! No complications mean that you can sit back and relax when your banking is done.
Direct 24-hour access to your funds.
Enjoy the convenience of banking whenever you have the time, with your money available to you whenever you need it. When you open Grand Yield Savings Direct, it can be automatically linked with your designated, external account allowing you the flexibility to make additional transactions online after signing up for Online Banking at www.theapplebank.com. You may also choose the deposit-by-mail feature.
Apply today to start earning more interest on your savings...
Apply online and activate your new Grand Yield Savings Direct account. Then sit back, relax, and start earning interest that will really add up. While your APY may change at any time due to market conditions, you are assured high interest with Grand Yield Savings Direct. No worries!
Safe and Secure with FDIC Insurance
Grand Yield Savings Direct is issued by Apple Bank for Savings; a New York State chartered savings bank. Deposits are FDIC insured up to $100,000 per qualifying ownership. Please keep in mind that individual and joint accounts are insured separately, so if you have both types of accounts with us, deposits can be insured up to $200,000 - that's up to $100,000 in all of your individual accounts, and up to an additional $100,000 in your joint accounts.
Online Security
Apple Bank for Savings considers your online security to be of utmost importance. We use secure socket layer (SSL), 128-bit encryption to keep your data private and secure. To learn more about how you can ensure the security of your Online Banking information and transactions, please visit:
Apple Bank for Savings Security Information
Apple Bank for Savings Online Banking & Disclosure Agreement
