Features:

• Coverage amounts of $25,000, $50,000, $100,000 and $150,000
• Affordable monthly premiums that never increase during the first 10 years
• Easy application - no medical exam required
• Fast approval - usually within 48 hours
• Guaranteed renewable and convertible to age 75
• 30 day money back guarantee

Monthly Rates**
	$25,000	$25,000	$50,000	$50,000	$100,000	$100,000	$150,000	$150,000
Current Age	Non-Smoker	Smoker	Non-Smoker	Smoker	Non-Smoker	Smoker	Non-Smoker	Smoker
18-35	$8.30	$12.11	$12.11	$19.71	$17.01	$29.25	$23.27	$41.63
36-40	$10.46	$18.29	$16.43	$32.09	$24.30	$49.77	$34.20	$72.41
41-45	$12.74	$24.01	$20.97	$43.52	$31.86	$68.94	$45.54	$101.16
46-50	$16.76	$33.68	$29.03	$62.87	$45.27	$101.25	$65.66	$149.63
51-55	$23.85	$49.95	$43.20	$95.40	$68.85	$155.07	$101.03	$230.36
56-60	$36.14	$71.78	$67.77	$139.05	$109.80	$228.06	$162.45	$339.84

** A $4.50 policy fee has been added to these premiums.

For more information, call: 1-800-426-8060  TDD 1-800-824-0710

* Initial premiums are level for 10 years. Renewal premiums are level for 5 years. Policies have exclusions, limitations, reductions of benefits, and terms. Not FDIC insured. No bank guarantee. Call us for complete costs and details. SBLI USA Mutual Life Insurance Company, Inc., New York, NY.