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Savings Account | |
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24-Hour Banking by ATM |
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Gold Savings Account | |
24-Hour Telephone Banking | |
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Apple Club Accounts | |
Automatic Funds Transfer | |
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Youth Savings | |
Direct Deposit |
Apple Bank Savings Plans...Choose the Account That's Best for You!
Finding the best way to save is easy at Apple Bank. We offer a selection of accounts designed to help you achieve your savings goals!
| Features | Savings | Gold Savings | Holiday/ Vacation Clubs |
Youth Savings |
| Minimum to Open | $100 | $1,000 | $5 | $1 |
| Daily Minimum to Earn Interest | $250 | $2,500 | $5 | $5 |
| Interest Compounded | Daily | Daily | Daily | Daily |
| Interest Paid | Passbook: Quarterly Statement: Quarterly |
Passbook: Quarterly Statement: Monthly |
Quarterly and at end of club year | Monthly |
| 24-Hour ATM Access | Passbook: None Statement: Yes |
Passbook: None Statement: Yes |
None | None |
| 24-Hour Banking by Phone | Yes | Yes | Yes | Yes |
| Direct Deposits Accepted | Yes | Yes | Yes | No |
| Automatic Transfer of Funds | Yes | Yes | Yes | No |
| Monthly Service Charge | None: with minimum daily balance requirement of $500; $3 if below minimum |
None: with minimum daily balance requirement of $2,500; $8 if below minimum |
None | None |
If you would like to open and account, click here now for more information
Savings Account
Our Apple Bank Savings Account helps you to set aside smaller amounts of money and watch it grow. It is available as either a traditional Passbook Account or Statement Account. If you prefer to visit a branch to see your transactions recorded, the Passbook Account is for you. A Statement Account is also available for those who want the most flexible and accessible way to save.
You can arrange for direct deposit of your payroll check or any federal recurring payment to your Savings Account. You can also transfer interest and dividend checks from other investments to your account. For depositors who directly deposit federal recurring payments (i.e. social security benefits) or for accounts by, or for the benefit of persons under age 18 (i.e. Custodial Accounts) no monthly maintenance charge will be assessed if your balance falls below $500.
Click here now for more information on opening a new account
Gold Savings Account
The higher your balance
The higher the interest rate!
Our Apple Gold Savings Account is the investment solution when liquidity is important and you maintain substantial funds on deposit. It pays a variable rate of interest that is typically higher than our Savings Account.
A minimum deposit of $1,000 is needed to open a Gold Savings Account and a minimum daily balance of $2,500 to earn interest. Any portion of your account that exceeds $50,000 will earn an even higher rate. The rate is adjusted by Apple Bank to reflect the latest market conditions.
Available in either traditional passbook or statement account formats, you choose!
Click here now for more information on opening a new account
Apple Club Accounts
The easy way to make your holiday and vacations seasons bright!
For holiday buying or travel, or any special occasion or purchase, there's no surer way to save the money you need than an Apple Club Account.
Decide upon a dollar goal and make a payment at any time. You'll get a passbook to keep track of your progress and automatically receive a check at the end of the plan.
Click here now for more information on opening a new account
Youth Savings
Why not use Apple Bank instead of a piggy bank?
If you are between the ages of 6 and 17, have your own social security number (ask mom or dad), can sign your own name, and have at least $1, you can open a savings account in your own name at Apple Bank. You will earn variable interest when you have at least a $5 balance in your account. And you can make deposits and withdrawals at any time.
To open this account, you will need to bring at least $1 to any local branch, sign and complete a brief application form. The Bank will then open a Youth Savings Account in your name and provide you with a passbook which is used to keep track of all savings activity. You will need to keep this book in a safe place and bring it to the Bank each time you want to make a deposit or withdrawal or even to see your interest added.
To open a Youth Savings Account, please visit a local branch or call us at 1-914-902-2775.
Other Optional Features
24 Hour Banking by ATM
When you open a Statement Savings or Gold Statement Savings, you are eligible for an Apple ATM Card - your means to banking 24-hours a day, 7 days a week. Apple Bank's own automated teller machines (ATM's) are located at all of our branches and are available for deposits, withdrawals, transfers and balance inquiries. You can also use any of the ATM's found in the NYCE or CIRRUS networks of shared machines for withdrawals, transfers and balance inquiries.
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Your Apple ATM/Check Card is now protected by Verified by Visa -- it password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your Apple ATM/Check Card in order to complete the transaction. Your card will then have password protection whenever you shop online at participating stores. Activate right now by going to 
24-Hour Telephone Banking,
1-914-902-2775
Access this free service by touch-tone telephone 24 hours a day to get up to the minute information on your account. Plus if you choose to open a statement account you can also sign up to be able to transfer money between your Apple Bank accounts by telephone. The transfer service is free of charge.
Automatic Funds Transfer
Easily build your savings by arranging for a specific amount to be transferred each month to your account. Again, this is a free service that branch staff can assist you in setting up.
Direct Deposit
Enjoy the convenience of having your payroll, social security, or other recurring payments automatically deposited directly into your account. It's fast, easy and reliable.
Click here now for more information on opening a new account, visit a local branch or contact our CustomerLine at 1-914-902-2775.
