Term or Whole Life How Much Is Enough? Request Information Insurance Representatives Featured Products

Insurance Products Offered Through ABS Associates of New York, Inc. A wholly owned subsidiary of Apple Bank for Savings provides a variety of Term and Whole Life insurance products and fixed annuities. Products are underwritten by highly-rated insurance carriers.

Carrier A.M. Best Rating Products Offered Life Insurance     SBLI USA Mutual Life Insurance Co. Inc. A- - Term 1, 10, 15 & 20 Year Renewable and Convertible Term Products - Whole Life - Single Premium Whole Life - 20 Payment Life - SeniorLife - Single Payment Childrens Term Product - Simple Term Life American Mayflower (A GE Financial Assurance Co.) A+ - Term 5, 10, 15 & 20 Year Guaranteed Premium Policies - MayFlower 10 & 15 Year Term Products for Mature Clients USLIFE (An American General Co.) A+ - Term 10, 15 & 20 Year Guaranteed Premium Policies - Universal Life Products - Single Premium Whole Life Product - Guaranteed Premium Whole Life Liberty Life Assurance Co. of Boston A- Single Premium Whole Life Insurance Fixed Annuities     John Hancock A++ Guaranteed Principal Annuity AIG Sun America Life Assurance A+ - Single and Flexible Premium - Guaranteed Principal Annuity Principal Financial Group A+ - Single and Flexible Premium - Guaranteed Principal Annuity G.E. Capital Life A+ - Single Premium - Guaranteed Principal Annuity SBLI USA Mutual Life Insurance Co. Inc. A- - Single Premium - Guaranteed Principal Annuity

Life insurance is sold through ABS Associates of New York Inc., a wholly owned subsidiary of Apple Bank. Products are not FDIC insured, not guaranteed by Apple Bank or any of its affiliates, and may be subject to investment risks. 1395 Northern Blvd. Manhasset, New York 11030